Marketing Executive, Taman Melaka Raya - Automotive Financial Services MY

What You Will Do

• Meet sales target by securing new quality loans in line with management decision on the portfolio mix of products and customers. 
• Maintain excellent business relationship with internal and external customers and dealers to create business leads and opportunities. 
• Received loan/financing applications from dealer/customer/salesman and ensure documents received are in accordance with Auto credit underwriting guidelines requirement. 
• Ensure consent for credit bureau checking is given by customer before proceeding further on the loan/financing applications compliance. 
• Interview applicants (by phone/in person) and conduct KYC/CDD and ECDD for higher risk customers. 
• Authentication of identification, income and vehicle documents compliance. 
• Create a credit application in Auto Credit System (ACS). Perform data entry (SDE & FDE) in ACS and ensure data keyed in is complete and accurate. 
• Ensure Credit Application is created timely to meet targeted Turnaround Time compliance. 
• Perform CTOS enquiry for (i) all non-individual applications. (ii) all individual applications that exceed AFS’s DA and (iii) other than the above as and when required. 
• Keep dealers updated on a daily basis on the status of cases submitted. 
• Supervise and ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP agreement and other related documents. 
• Serve Product Disclosure Sheet (PDS) and brief customer/s on the contents of HP agreement and witness the execution of the Agreement compliance. 
• Investigate and follow up on cases that have been delayed for approval and disbursement. 
• Prepare proposal for panel dealership and other facilities applied by panel dealers. 
• Conduct site visits when required. 
• Prepare reports for the Business Manager as and when required. 
• Any other duties and responsibilities as assigned by Management from time to time.

Required Skills and Abilities

• Diploma / Higher Diploma/ Degree Qualification in Banking related discipline, Finance and Management. 
• Fresh graduate or with min 1 years of work experience in Banking or Auto Finance industry. 
• Good communication and interpersonal skills to build business relationships with dealers.